I suppose that it is a sign of the times that you can file for bankruptcy on-line. Whether it is indicative of the rough economic times or the trend of modern technology, I suppose is debatable. Whatever, if you know the legal requirements of filing bankruptcy and are familiar with all the documentation, you can even file sans a bankruptcy lawyer.
If you are some sort of legal whiz, you can do an on-line filing all by yourself, if not, you can hire an attorney or avail yourself of one of the on-line bankruptcy filing services.
Depending upon the type of bankruptcy you are filing, the fees will vary. Filing fee for a pretty straightforward Chapter 7 or Chapter 13 bankruptcy application on-line will probably be around $200. However, if you know that your case will be complex and you are not equipped to put forth a strong defense of your bankruptcy case, you will want to be represented by a qualified bankruptcy attorney. Such representation, of course, will cost more.
These days, even bankruptcy attorneys prefer to file on-line for the sake of expediency and profit. In the event that you choose to file on-line without legal representation, you will be utilizing the services of an on-line bankruptcy forms processor. Such processors can be very helpful to your efforts at on-line bankruptcy filing. They will suggest the proper type of bankruptcy filing for your situation, based upon the provision of your specific case information, and supply the proper forms for you to detail. Upon submission of these forms, they will review your documentation and confirm that all is in order. If any changes are necessary or additional information needed they will make sure to advise you.
Like any other service, you will want to choose a bankruptcy forms processor carefully. It is important that the person or company you choose has a good reputation and plenty of experience. Be sure to ask questions about how long they have been in business and how many clients they have represented. Check out if they have any special accreditation or if they are members of any organizations like the Better Business Bureau. Ask for references and Google them in order to determine if there are any current complaints or pending actions against them.
Once the documentation and filing information is in good order, they will file your court petition for bankruptcy. The only thing they don't do is stand beside you in court.
Filing for bankruptcy is a tedious process. However things are not that difficult now. You can even file bankruptcy petition online. Chintamani Abhyankar provides insight to this new concept.